Is A Sports Car Worth The Insurance Premiums?

Generally speaking, if you can afford a sports car and everything that entails, the pricier repairs, the scarcity of the replacement parts, the high-maintenance nature of these autos, then you can probably afford the insurance. If you’re not living beyond your means, if you have a great job, and you can cover all of the expenses of owning a sports car, then Marino Agency Inc. can help you to get a fair deal on the coverage for your ride.

If you haven’t bought your dream car yet, then it may be worth considering all of those additional expenses before making the purchase. Maybe you can afford the payments, but owning a Jaguar is more expensive than owning a Ford Explorer for a number of reasons.

The higher premiums associated with driving a sports car in Mt. Ephraim, NJ owe to a number of factors. You may be the safest driver in the world, you may have your sports car outfitted with a roll cage and all the latest safety accessories, but the perception of sports cars as being more dangerous has a major impact in how the industry treats high-powered car owners.

If you want to save money on insuring your Corvette or your Lamborghini, you’ll want to use every trick in the book to prove you’re a safe bet, such as:

  • Defensive driving courses (this can even strike points from your record)
  • Backup cameras and full airbags
  • Anti-theft devices (thieves love sports cars, and this drives the premiums up)
  • Keeping your record clean

Ask your insurer about discounts and see which ones you qualify. Insuring a sports car is worth the extra cash if you have the income, but saving a few dollars never hurts. For any questions regarding your sports car and auto insurance, reach out to our agents at Marino Agency Inc. We can help you find the right coverage for all your auto needs in the Mt. Ephraim, NJ area.