Having a baby is one of the happiest days of your life. However, having a baby also raises a lot of questions for new parents. One of the questions that we at the Marino Agency Inc., serving the Mt. Ephraim, NJ area, is how quickly do you need to add a new baby to your health insurance policy. Here is some information you will want to know.

Your New Born and Health Insurance

In most cases, you have 30 days to add your new baby to your health insurance policy. If you fail to add the child to the policy during this time, you may give up the right to add the child to your health insurance plan until the next open enrollment period.

If you are hospitalized for a serious condition after the birth of your child, or your child is hospitalized, you may be able to get up to 60 days to add the child to your health insurance policy. However, it is best to ask before assuming that you can do this to ensure you add your child within the correct period of time. 

It is important to note that different health insurance plans have different requirements. If you are expecting a child, take the time to call your health insurance company and ask how soon you need to add your baby and what information you need to provide to add your child. 

Having a baby is considered a life-changing event, allowing you to change your existing health insurance or buy a policy if you do not yet have one. If you are looking for a new health insurance policy, contact Marino Agency Inc., serving the greater Mt. Ephraim, NJ area, now for a quote.