Does an ounce of prevention equal a pound of cure?

The Marino Agency Inc., serving Mt. Ephraim, NJ, would like to say that it is here for all your healthcare needs. As the CDC states, submitting to an annual physical can help you and your primary care physician catch problems when they are small and can be more easily treated.

If you are young and seem to be in good shape, you may not think you need an annual physical. This attitude is understandable. People are busy and a yearly exam can take the better part of a day. However, quite a few diseases can start unobtrusively, without presenting any symptoms. Cancer is one prominent example. Health care professionals divide cancer by stages, stage one being the least severe and most easily treatable, and stages three or four being the most serious and often most fatal.

Another example of a disease that can be caught early is cardiovascular disease. Most people think that the first sign of something wrong with their heart consists of pain in the chest or being chronically out of breath. In fact, your heart can start having problems long before physical symptoms manifest.

High blood pressure is often present without any symptoms whatsoever. The first indication that your blood pressure is a little high can be a heart attack or stroke that it causes. So, by all means, go to your doctor and have the exam. People who have regular checkups tend to have longer, healthier lives which are altogether a good thing.

For any further questions you have about health insurance, feel free to contact the Marino Agency Inc. serving Mt. Ephraim, NJ.

If you live in Mt. Ephraim, NJ, you can get quotes for flood insurance from Marino Agency Inc. to protect your assets from damage by floods. Our agents will help you analyze the risks and determine the amount of flood insurance you need. It is wise to purchase flood insurance even if you do not live in high-risk areas.

Do You Need Flood Insurance

Why Do I Need Flood Insurance?

You need to understand the importance of flood insurance before you purchase it. That way, you will appreciate its importance. According to the federal government, a flood is the most common natural disaster. Flood insurance offers you protection from water damage and other damages that may be caused by floods. Floods can happen anywhere, and homeowners insurance does not offer protection for it. It is, therefore, a good idea to purchase flood insurance.

Doesn’t Federal Disaster Assistance Offer Compensation For Flood Damage?

The Federal Disaster Assistance can help pay for flood damage only if the event is declared a natural disaster. This does not happen very often. Almost all flood disasters are not declared natural disasters. This means that homeowners have to pay from their own pockets. If you have flood insurance, you will get compensation for the cost of your building structures and contents whether or not the event is a natural disaster.

Is Flood Insurance Necessary For Renters?

Even if you are renting a home, you may still need flood insurance to protect your personal property. It can help you pay for the costs of alternative accommodations if your rented property is being repaired.

Contact Marino Agency Inc. in Mt. Ephraim, NJ for your flood insurance quotes. Our agents are ready to answer your questions and help you get started on a policy.