Coverage Options for Motorcycle Insurance

Whether you ride your motorcycle to work or enjoy taking it out for your weekend rides around El Centro, CA, finding the right coverage will be essential to keep it protected at all times. To help you navigate the world of motorcycle policies, take a look at some options by Armorcrest Insurance Services.

Liability Insurance

Liability insurance falls under the state’s compulsory policies and will come in handy in paying for property damages caused during an accident and bodily injuries to other people. Property damage extends to the repairs and costs of replacement to other motorists’ vehicles along with the destruction of structures. On the other hand, Bodily injury coverage covers medical expenses and lost wages claims after other parties experience significant injuries.  

Medical Payments Policy

This second coverage provides protection to you when you get injured in an accident. It covers costs related to medical bills and examinations arising from bodily injury. In addition to paying for your hospital bills, your passengers are also covered by the medical payments policy.

Collision Coverage

When you get into an impact crash with another motorist or hit objects during your drives, collision coverage will take care of damages resulting from these incidents.

Comprehensive Coverage

Comprehensive coverage pays for damages resulting from a non-collision accident. These include destruction from hail, fire, and vandalism. Theft is also included under this coverage which helps you get back to your former position.

Uninsured/Underinsured Coverage

While riding without minimum liability coverage is generally advised against, you may occasionally get into an accident with motorists without any protection. When this happens, uninsured coverage will take care of any injuries that you or your passengers sustain and any property damage that you experience. If you also encounter an underinsured motorist, underinsured coverage helps take care of your medical expenses and property damage.

Before setting out on your next adventure, consider giving Armorcrest Insurance Services a call. We understand the motorcycle policies are never a one-size-fits-all; that is why we provide tailor-made coverage options suited to El Centro, CA riders.